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Education Dollars for Your Student!

Move your child to the head of the class. Sign up to get the latest updates about Kentucky’s new school choice program. Education Opportunity Accounts are popular, proven, and allow you the financial ability to put your student on the path to success.

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Education Opportunity Accounts - The Basics

Edcoice Brushstroke

Every student deserves an education as unique as they are. But for some, finances make it difficult to obtain. That’s why Kentucky created Education Opportunity Accounts (EOAs) to give parents the ability to pick the right education for their child.

More than 400,000 Kentucky students are eligible to receive assistance under the program. 

Here’s how it works: If you’re concerned about your child’s performance in the classroom and meet certain financial need qualifications, you can apply for help from a local Account Granting Organization or AGO. AGOs are funded by donors who want to put Kentucky’s next generation on the path to success. 

Once approved, you control the resources that can be used for everything from PK-12 private or public tuition, tutoring and dual-credit courses to technology costs, transportation, and school uniforms. 

For the first time, students from every financial background and from every ZIP code can have the opportunity to excel in the classroom and prepare for a bright future. It all adds up to the right education your child. 

The program will be ready to serve Kentucky families for the 2022-2023 school year. In the meantime, join our list so you can get the latest updates. We’ll alert you to everything you need to know- from eligibility to localized resources to when it’s time to apply. 

Education Opportunity Accounts: FAQs

EOA funds are distributed through a needs-based system. The less money a family makes, the more aid they will be eligible to receive.

The below chart shows the maximum household income levels for EOA eligibility based on the most recent federal guidelines (maximum income continues to increase with family size):

Updated Income Threshold

Maximum household income levels are based on the federal reduced lunch guidelines.

Families will be able to apply for EOA funds through Account Granting Organizations—many of which are currently under development. Please sign up for our parent email list below to receive alerts on when these programs are up and running.

Students living in Hardin, Warren, Daviess, Jefferson, Fayette, Kenton, Campbell, and Boone Counties can use EOA assistance to cover tuition for nonpublic schools. For those who don’t live in one of those counties, there are still many excellent education services you can pay for with the funding. See Question 5 for a full list of eligible options. 

We will continue to advocate for future legislation to include complete educational freedom for all Kentucky students but until then, Kentucky’s EOA program as it stands is the second-most expansive savings account program in the nation and offers a multitude of options for families across the state (See Question 4 for more)

Depending on the individual Account Granting Organization’s mission, many educational services are covered by Kentucky’s new EOA legislation. 

These include:

  • Tuition to attend out-of-district pre-K – 12 public schools across the state
  • Tuition to attend nonpublic PK-12 schools in Warren, Daviess, Jefferson, Fayette, Hardin, Boone, Campbell or Kenton Counties
  • Tuition/fees for online learning programs
  • Tutoring services
  • Public school individual classes/extracurricular activities
  • Textbooks, curriculum, other instructional materials
  • Computer hardware/additional tech devices
  • Educational software and applications
  • School uniforms
  • Fees for nationally standardized assessments, advanced placement examinations, college exams, preparatory courses for exams
  • Tuition/fees for summer education program/after-school education programs
  • Tuition/fees/materials/examination fees at career/technical schools
  • Educational services and therapies, including occupational, behavioral, physical speech-language, and audiology therapies provided by a licensed professional
  • Tuition/fees for dual credit college courses
  • Fees for transportation for student to travel to and from an education service

Kentucky’s EOA program and AGOs are currently under development. Sign up below for our Parent Informational Newsletter to be alerted when you can apply for EOA funds!

Once approved by the Commonwealth of Kentucky, a complete listing of approved AGOs will be on a KY.gov website.  We will share that list through our parent email list.

Education Opportunity Accounts are funded by private individuals, businesses, and organizations who want Kentucky students to have every opportunity to succeed. Account Granting Organizations will solicit donors on behalf of students across the Commonwealth. All you have to do is fill out an application to receive funds.